You over profit. That’s how we operate.
Joining TAPCO means joining a community. We’re a not-for-profit credit union with a deep commitment to the South Sound—our revenue goes back to you in the form of competitive rates and fewer fees. We think you’ll appreciate the personal, local service we offer. Members get 24/7 access to their money through mobile, online, and 30,000 ATMs. And there’s more. As a member, you get a say in how TAPCO operates. So we invite you to explore the many ways we prioritize your interests (and your rates)!
Savings & Checking
|
Account Type
|
Minimum Opening Deposit
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
Regular Savings
|
$25
|
$25 |
0.01% |
0.01% |
|
Vacation/Holiday Savings
|
$5
|
- |
0.01% |
0.01% |
|
Advantage Checking
|
$5
|
$500 |
0.01% |
0.01% |
The rates listed here are for illustration purposes only; rates may vary and are subject to change without notice. Fees could reduce earnings. APY is offered as of 1/1/2024.
Click here for complete details on account disclosures.
*All share rates are based on Annual Percentage Yield (APY).
|
Certificate of Deposit (CD)
Promotional Certificate
|
Certificate Length
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
7 Month
|
$1,000
|
4.36% |
4.45% |
|
10 Month
|
$1,000
|
4.27% |
4.35% |
6 Month
|
Certificate Amount
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
$500 - $4,999.99
|
$500
|
4.02% |
4.10% |
|
$5,000 - $24,999.99
|
$5,000 |
4.02% |
4.10% |
| $25,000 - $49,999.99 |
$25,000 |
4.02% |
4.10% |
|
$50,000 and over
|
$50,000
|
4.02% |
4.10% |
12 Month
|
Certificate Amount
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
Moola/PACE Savings Certificate
|
$250
|
4.17% |
4.25% |
|
$500 - $4,999.99
|
$500 |
4.17% |
4.25% |
|
$5,000 - $24,999.99
|
$5,000 |
4.17% |
4.25% |
| $25,000 - $49,999.99 |
$25,000 |
4.17% |
4.25% |
|
$50,000 and over
|
$50,000
|
4.17% |
4.25% |
18 Month
|
Certificate Amount
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
$500 - $4,999.99
|
$500
|
2.86% |
2.90% |
|
$5,000 - $24,999.99
|
$5,000 |
2.86% |
2.90% |
| $25,000 - $49,999.99 |
$25,000 |
2.86% |
2.90% |
|
$50,000 and over
|
$50,000
|
2.86% |
2.90% |
24 Month
|
Certificate Amount
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
$500 - $4,999.99
|
$500
|
2.72% |
2.75% |
|
$5,000 - $24,999.99
|
$5,000 |
2.72% |
2.75% |
| $25,000 - $49,999.99 |
$25,000 |
2.72% |
2.75% |
|
$50,000 and over
|
$50,000
|
2.72% |
2.75% |
36 Month
|
Certificate Amount
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
$500 - $4,999.99
|
$500
|
2.47% |
2.50% |
|
$5,000 - $49,999.99
|
$5,000 |
2.47% |
2.50% |
| $25,000 - $49,999.99 |
$25,000 |
2.47% |
2.50% |
|
$50,000 and over
|
$50,000
|
2.47% |
2.50% |
The rates listed here are for illustration purposes only and are subject to change without notice. Fees could reduce earnings. A penalty may or will be imposed for early withdrawal. 12, 24, 36-month APY is offered as of 09/30/2024. 6, 18, Promo 7, and Promo 10-month APY is offered as of 11/06/2024. The promotional certificate rate is available to existing and new members. Cannot be combined with any other promotion or discount, including PEAK Rewards.
Click here for complete details on Certificates of Deposit.
*All share rates are based on Annual Percentage Yield (APY).
|
Money Market
|
Account Balance
|
Minimum Opening Deposit
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
$1,000 - $4,999.99
|
$5
|
$1,000
|
1.73% |
1.75% |
|
$5,000 - $9,999.99
|
$5
|
$5,000
|
1.73% |
1.75% |
|
$10,000 - $24,999.99
|
$5
|
$10,000
|
1.98% |
2.00% |
|
$25,000 - $49,999.99
|
$5 |
$25,000 |
1.98% |
2.00% |
| $50,000 and over |
$5 |
$50,000 |
1.98% |
2.00% |
The rates listed here are for illustration purposes only; rates may vary and are subject to change without notice. Fees could reduce earnings. APY is offered as of 5/3/2024.
Click here for complete details on account disclosures.
*All share rates are based on Annual Percentage Yield (APY).
|
IRAs
|
Account Balance
|
Minimum Opening Deposit
|
Minimum Balance to Earn APY
|
Dividend Rate
|
APY*
|
|---|
|
$25 - $19,999.99
|
$25
|
$25
|
1.49% |
1.50% |
|
$20,000 - $49,999.99
|
$25 |
$20,000 |
1.49% |
1.50% |
| $50,000 - $99,999.99 |
$25 |
$50,000 |
1.74% |
1.75% |
| $100,000 and over |
$25 |
$100,000 |
1.98% |
2.00% |
The rates listed here are for illustration purposes only; rates may vary and are subject to change without notice. Fees could reduce earnings. APY is offered as of 10/01/2024.
Click here for complete details on account disclosures.
*All share rates are based on Annual Percentage Yield (APY).
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