Auto Loans

Save more for gas. Drive off with a rate you'll love.

At TAPCO, you’ll find a great local rate and a variety of terms to meet your needs. 100% financing available on new and used vehicles. Refinance with us and get 2% cash back.

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Green Autos

Looking for an eco-friendly auto loan that will help you save money and the environment? Look no further! Our green auto loans offer a 0.25% APR rate discount*, making it easier and more affordable for you to get behind the wheel of an environmentally friendly vehicle. Whether you're looking for a hybrid, electric car, or other low-emission vehicle, we've got you covered. With our green auto loans, you can drive with peace of mind knowing that you're doing your part to reduce your carbon footprint.  See if the vehicle you are interested in qualifies as a Green Auto under the EPA's SmartWay® program to receive your rate discount.

Refinance and Get 2% Cash Back

Have a car loan elsewhere? Refinance with TAPCO for a great rate today and start saving tomorrow. Plus, we’ll give you 2% of your loan amount back in cash.** Apply online now or contact us for more information.

Check out the great deals at some of our local dealer partners. Or visit AutoSMART—your one-stop source for shopping, pre-approvals and more!

Need car buying advice?

It can be easy to make mistakes when buying a new car. Before you head to the dealership for a test drive, watch our Happier Banking 101 video on Car Buying to ensure your next vehicle purchase is the right investment for you.

Other Resources

Do your research first before buying a new or used vehicle. There are many valuable resources for you to access free advice before you make the big purchase:

Credit Union Direct Lending (CUDL)

Get TAPCO's auto financing right at the dealership. TAPCO participates in CUDL's program, AutoSMART, allowing our members to finance their auto needs at hundreds of dealerships within Washington.

CARFAX.com

Order a CARFAX Vehicle History Report to protect yourself against buying a used car with costly hidden problems. Using the VIN number off of the vehicle, CARFAX searches its nationwide database and provides detailed reports in seconds.

APR = Annual Percentage Rate. Financing subject to membership. All loans subject to approval. If you participate in either offer, you may receive a Form 1099-MISC for tax purposes at year-end. Offers not available to refinance existing TAPCO loans. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, loan term, and collateral conditions. Each offer is unique and cannot be combined with any other offer.

*Qualifying green vehicles may be eligible for a 0.25% APR discount.

**Maximum cash back amount is $600 per loan. If loan is paid off within 24 months of opening, the 2% cash back will be forfeited and added to the payoff amount. Offer valid on auto loan refinances only.