Auto Loans

Save more for gas. Drive off with a rate you'll love.

At TAPCO, you’ll find a great local rate and a variety of terms to meet your needs. 100% financing is available on new and used vehicles. Refinancing your current loan is also fast and easy. Start saving today!

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Auto Refinance Promo Fetch a Better Rate as low as 4.24% APR* Your auto loan deserves a treat, why not fetch it a better rate? Learn More  Apply Now

Green Autos

Looking for an eco-friendly auto loan that will help you save money and the environment? Look no further! Our green auto loans offer a 0.25% APR rate discount*, making it easier and more affordable for you to get behind the wheel of an environmentally friendly vehicle. Whether you're looking for a hybrid, electric car, or other low-emission vehicle, we've got you covered. With our green auto loans, you can drive with peace of mind knowing that you're doing your part to reduce your carbon footprint.  See if the vehicle you are interested in qualifies as a Green Auto under the EPA's SmartWay® program to receive your rate discount.

Refinance Your Auto Loan

Have a car loan elsewhere? Refinance with TAPCO for a great rate today and start saving tomorrow.  Apply online now or contact us for more information.

Check out the great deals at some of our local dealer partners. Or visit AutoSMART—your one-stop source for shopping, pre-approvals and more!

Need car buying advice?

It can be easy to make mistakes when buying a new car. Before you head to the dealership for a test drive, watch our Happier Banking 101 video on Car Buying to ensure your next vehicle purchase is the right investment for you.

Other Resources

Do your research first before buying a new or used vehicle. There are many valuable resources for you to access free advice before you make the big purchase:

Credit Union Direct Lending (CUDL)

Get TAPCO's auto financing right at the dealership. TAPCO participates in CUDL's program, AutoSMART, allowing our members to finance their auto needs at hundreds of dealerships within Washington.

CARFAX.com

Order a CARFAX Vehicle History Report to protect yourself against buying a used car with costly hidden problems. Using the VIN number off of the vehicle, CARFAX searches its nationwide database and provides detailed reports in seconds.

APR = Annual Percentage Rate. Financing subject to membership. All loans subject to approval. If you participate in either offer, you may receive a Form 1099-MISC for tax purposes at year-end. Offers not available to refinance existing TAPCO loans. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, loan term, and collateral conditions. Each offer is unique and cannot be combined with any other offer.

*Qualifying green vehicles may be eligible for a 0.25% APR discount.