Checking
No minimum balance, no monthly service fee*, and access to 30,000 surcharge-free ATMs
Checking That Fits You
One size doesn’t fit all—that’s why we offer a range of checking accounts, each with its own benefits. Use the comparison table below to find your perfect fit.
Want perks? Check out our new Rewards Checking options for cash back or high interest.
All it takes is a $5 deposit
Manage your checking account through Online and Mobile Banking
Get cash and other services through a network of 30,000+ ATMs
Take care of business when traveling by visiting one of our partner credit unions
Earns high interest on your balance
Earn cash back rewards on debit purchases
4.00% APY* on first $7,500^;
0.00% APY above $7,500
No
No
Earn 2.00% Cash Back^
on up to $500 in debit card purchases each month
$5
$5
No monthly fee with eStatements
No monthly fee with eStatements
$0
$0
First Order Free
First Order Free
eStatements; Enrolled in Online Banking and logged in within the last 45 days; 15 debit card swipes^
eStatements; Enrolled in Online Banking and logged in within the last 45 days; 15 debit card swipes^
Meets the needs of most members
For those who don’t qualify for a traditional checking account
$5
$5
$0
$0
N/A
N/A
No monthly fee with eStatements
$5
First Order Free
No
Tailored to teens ages 13-17
An interest-bearing account for those 55 years or better
$5
Age 13-17, must have adult (parent, legal guardian) as joint on membership. Membership must be established with a PACE savings account.
$5
$0
$0
N/A
0.01%
No monthly fee with eStatements
$0
No
Free TAPCO-imaged checks or $5 credit towards designer checks
Next-Gen
Mobile Banking
Local Customer Service,
Rooted in South Sound
Tap to Pay
Debit Card
*APY=Annual Percentage Yield. No monthly service fee is charged for any checking account during the month that it is opened. All Checking Accounts require TAPCO membership. Must meet qualifying criteria to open checking account. Offers may change at any time. Fees could reduce earnings. See complete details on account disclosures.
**Must qualify for debit card and Courtesy Pay. ^Minimum of 15 debit card transactions of $3 or more per month. If Monthly Rewards Checking requirements and qualification not met at month end, High Yield Checking will receive 0.00% APY and Cash Back Checking will receive no cash back for the month. ^^Teen PACE Checking must have adult (parent, legal guardian) as joint on membership.