Checking tailormade for you.
Three types of checking. Many ways to access your money. From 24/7 online and mobile banking to our network of 30,000 ATMS and shared branching, you can whip out your TAPCO debit card or device with equal amounts of confidence and pride.
Account | Premier Checking | Simple Checking | Advantage Checking | PACE Checking |
Best For |
Meets the needs of most members. |
For those who don’t qualify for a traditional checking account. |
If you're 55+. |
If you’re 13-17 and also if you need to transfer money between family members. |
Minimum Opening Deposit |
$5 |
$5 |
$5 |
$5
Age 13-17, must have adult (parent, legal guardian) as joint on membership. Membership must be established with a PACE savings account. All loans subject to approval.
|
Minimum Balance |
$0 |
$0 |
$0 |
$0 |
APY* |
N/A |
N/A |
0.01% |
N/A |
Monthly Service Charge |
No monthly fee with eStatements |
$5 |
No monthly fee with eStatements |
No monthly fee with eStatements |
Earns Dividends |
No |
No |
Yes |
No |
Courtesy Pay |
Yes**
|
No
|
Yes**
|
No
|
Free Checks |
First Order Free
|
No
|
Free TAPCO-imaged checks or $5 credit towards designer checks
|
No
|
Free Debit Card |
Yes**
|
Yes
|
Yes**
|
Yes**
|
Free Online & Mobile Banking |
Yes
|
Yes
|
Yes
|
Yes
|
No monthly service fee is charged for ANY checking account during the month that it is opened. TAPCO checking accounts must be opened with $5. The rates listed here are for illustration purposes only, rates may vary and are subject to change without notice. Fees could reduce earnings. See complete details on account disclosures. *All share rates are based on Annual Percentage Yield (APY). **Must qualify for debit card and Courtesy Pay.
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