CDs & IRAs

Start saving today. The future will thank you.

You don’t need us to tell you that saving for tomorrow is about the most important thing you can do. So whatever you’re saving for, TAPCO has many ways to help you meet those milestones—with competitive rates, low minimums, and fewer fees. As we like to say, let’s get started today, for a more amazing tomorrow.

Certificates of Deposit

TAPCO offers Certificates of Deposit to provide you with a higher interest rate on larger account balances.

• Open with a minimum deposit of $500
• Choose your own term—6-month to 36-month
• Earn higher interest rates on longer terms and larger deposits

Check current rates What is a CD?

The future will be here soon.

Whether you’re saving for retirement or children’s education expenses, TAPCO has the right Individual Retirement Accounts (IRAs) to match your needs. Choose from Traditional, Roth, or Coverdell Education Savings Accounts or Certificates of Deposit. IRAs are an important savings tool that can supplement your employer-sponsored 401(k) program and provide important tax benefits.

Check with your Tax Professional for the current year's contribution limits for your IRA.

IRA Savings

• $25 minimum opening deposit
• Earn competitive dividend rates paid quarterly
• No monthly service fees
• Contributions may be made in "lump sums", direct deposit or by regular deposits
• Insured up to $250,000 by NCUA

Check current rates

IRA Certificates of Deposit

If you have a larger nest egg and you’d like to see a higher return, you can open a 30-month IRA Certificate of Deposit. This is a higher-yield option of earning returns on your retirement funds. 

• $1,000 minimum opening deposit
• Dividends are compounded daily and paid quarterly
• No monthly service fees
• Insured up to $250,000 by NCUA

Check current rates

The standard Certificate of Deposit 12, 24, and 36 month rate and term are used for IRA CD’s and are subject to change without notice. Please see CD Truth in Savings Disclosure for full details.