Routing #: 325183233
Routing #: 325183233
Online Banking

TAPCO Credit Union provides personal and business financial solutions for our Washington State members.

Bringing Humanity to Financial Services

Rooted in Washington and serving communities across the state, our commitment is generations in the making. As a not-for-profit credit union, we're here to help you succeed.

4.99% APR* HELOC Intro Offer *APR=Annual Percentage Rate


4.99% APR* HELOC

Apply by June 30th, 2026 for a 4.99% APR* intro rate on a Home Equity Line of Credit.

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Limited time offer: Open a Youth Account, Deposit $25, get $50 on us!*

What era is the young person in your life in? Visit your local TAPCO branch through June 15, 2026 and open a youth savings account to help kick off their savings era!

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Shop Our Great Local Rates

As low as

6.50%

APR*
Earn More

4.00%

APY*
As low as

12.49%

APR*
As high as

3.75%

APY*

Two Great Offerings
One Great Credit Union

Accelerate Your Savings with an Auto Loan Refinance

Whether you want to pay off your car faster or reduce your monthly payments, our refinancing options put you in control.

Turn Your Home’s Value Into Opportunity

Our home equity loans make it simple and affordable to reach your next milestone.

You’ve Got Financial Goals
We’ve Got Solutions

Home Loans

Whether it’s your first or forever home, we’re here to help you stake your claim.
Home Rent vs Buy Calculator
Mortgage Calculator
Business Banking

Managing your funds is easy with a Business Checking account.
Business Equipment Loans
Merchant Services
Individual Retirement Accounts

Start building your fund now to prepare for a fulfilling retirement. 
Financial Counseling
Roth vs Traditional IRA Calculator
Regular Savings Account

Every great adventure starts with a plan—and a savings account.
Financial Counseling
Handling a Financial Setback
Financial Counseling

With expert guidance by your side, set a clear path toward your financial goals.
Free Credit Report
How Much Money Should I Keep In My Checking Account
Rewards Checking Account

The journey to smarter, more rewarding savings starts here
Certificate Accounts
Savings Goal Calculator

2025 Community Impact

$0
awarded in scholarships
0
loans given in Pierce County
0 Years
of service provided to our members and community