More loan, less process. Get a great rate today.
Since 1934, we’ve been helping South Sound residents make big moves. We offer loans, a convenient online loan application, and some of the most competitive local rates around. Explore our options. You’ll find a variety of lending opportunities and flexible terms that could actually make you smile. Come see what it’s like when the loan process is more loan than process.
Auto Refinance Promo
Fetch a Better Rate as low as 4.24% APR*
Your non-TAPCO auto loan deserves a treat, why not fetch it a better rate?
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Auto
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Vehicle Type
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APR* Range
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New Car or Truck - Previously Not Titled**
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5.74% to 8.99%
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Car or Truck - 2017 and Newer
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6.49% to 17.99%
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Car or Truck - 2016 and Older
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6.99% to 17.99%
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Green Autos - Vehicle must be listed on EPA's Smartway® website
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6.24% to 17.99%
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Classic Car - 30 years or older
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6.99% to 17.99%
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Street Legal Motorcycles - New or Used
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6.99% to 13.34%
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Recreational Vehicle
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7.89% to 17.99%
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Boat
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7.89% to 17.99%
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Other Secured Loan (Dirt Bike, Jet Ski, etc.)
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9.74% to 14.24%
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The rates listed here are for illustration purposes only and are subject to change without notice. All loans are subject to credit approval. Your rate and term will be determined by individual credit worthiness, qualifications, loan amount, loan term, collateral, and your use of rate reductions available to members. Additional discounts may be available, please contact a TAPCO representative for details. Payment example: 60 monthly payments of $20.27 per $1,000.00 borrowed with 7.99% APR. *All loan rates are based on Annual Percentage Rates (APR). **No additional discounts on 60-72 month New Car or Truck-Previously Not Titled term on credit tiers 1-4.
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Home
Home Equity
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Loan Type
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APR* Range
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5 Year Fixed Rate 2nd Mortgage up to 95% CLTV (*Promotional Rate Shown)
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5.99%* to 10.24% |
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10 Year Fixed Rate 2nd Mortgage up to 95% CLTV (*Promotional Rate Shown)
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6.24%* to 10.49% |
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15 Year Fixed Rate 2nd Mortgage up to 95% CLTV (*Promotional Rate Shown)
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6.49%* to 10.49% |
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Home Equity Line of Credit
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8.74% to 12.00% |
SIMPLE Mortgage
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Loan Type
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APR* Range
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SIMPLE 10 Year up to 80% LTV (*Promotional Rate Shown)
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5.49%* to 6.24% |
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SIMPLE 15 Year up to 80% LTV (*Promotional Rate Shown)
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5.99%* to 6.99% |
The rates listed here are for illustration purposes only and are subject to change without notice. All loans are subject to credit approval. Your rate and term will be determined by individual credit worthiness, qualifications, loan amount, loan term, collateral, and your use of rate reductions available to members. Payment example: 60 monthly payments of $20.15 per $1,000.00 borrowed with 7.74% APR. *All loan rates are based on Annual Percentage Rates (APR).
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Consumer
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Loan Type
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APR* Range
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Personal Loan
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9.99% to 17.99% |
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TAP-Line Personal Line of Credit
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15.99% |
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Share Secured Loan
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3.01% to 15.01% |
The rates listed here are for illustration purposes only and are subject to change without notice. All loans are subject to credit approval. Your rate and term will be determined by individual creditworthiness, qualifications, loan amount, loan term, collateral, and your use of rate reductions available to members. Payment example: 60 monthly payments of $20.76 per $1,000.00 borrowed with 8.99% APR. *All loan rates are based on Annual Percentage Rates (APR). TAP-Line Personal Line of Credit is an unsecured open-end consumer loan that consists of a fixed Annual Percentage Rate (APR) of 15.99% APR. Loan amounts range from $500 to $25,000 depending on creditworthiness, current income, and other factors. Rate, limit, and conditions are subject to change. Membership is required. No payments for 90 days is optional. All loans are subject to approval.
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Visa
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Card Type
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APR* Range
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Visa Gold Rewards
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15.74% to 17.95% Variable |
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Visa Premium
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13.74% to 17.95% Variable |
More Information
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