Personal Loans & Lines of Credit
Get the money you need for the things you want to do
Cover unexpected expenses. Consolidate debt. Create a financial safety net. Whatever your goal, TAPCO's loan and line of credit options can help you reach it.
Choose a lump-sum loan or a revolving line of credit
Helps you save money on your projects
You can often receive your money the same day of closing
Tap into funds through digital channels anytime
Personal Loans
There's no complicated application and no outrageous interest rate. In fact, there's no need for you to do anything but sign your name and show a solid credit history. You can get short-term funding at a fixed rate so you can pay for expenses, take advantage of opportunities, build your credit history or take on anything else life brings.
- Fixed rate, closed-end loan means predictable payments
- Lower interest rate than most credit cards
- Same-day funds available
- Build credit faster by making timely payments
TAP-Line Personal Line of Credit (PLOC)
This line of credit can be a financial lifeline, helping you pay for expenses or using it as backup funding for emergencies. You don't need to post any collateral to qualify. You just need a good credit history and your signature. Then you use the money for anything from special purchases, repairs, projects or overdraft protection on your TAPCO checking account.
- Minimum line is $500 (maximum line based on individual qualifications)
- Access money whenever you need it, up to your approved limit
- Pay a competitive interest rate only on the funds you use
- As you pay back the principal, money becomes available again
Turn Your Home’s Value Into Cash
Use your home’s value to unlock financial freedom. Whether it’s for major renovations, debt consolidation, or personal expenses.
APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. Personal Line of Credit is an unsecured open-end consumer loan that consists of a fixed Annual Percentage Rate (APR) of 15.99% APR. Loan amounts range from $500 to $25,000 depending on creditworthiness, current income and other factors. Rate, limit and conditions are subject to change. Membership is required. All loans subject to approval.