Courtesy Pay
We can set up a safety net for your finances
It happens. You lose track of your account balance when you make a payment, and you're dinged with fees and declines. Courtesy Pay can kick in during those times your account falls short so you enjoy stress-free transactions.
For checks, ACH transfers, debit card purchases and ATM withdrawals*
It's an important part of being eligible for Courtesy Pay
Don't worry, we've got your back. You're eligible for Courtesy Pay if you're 18 years or older and you've opted in for debit card and ATM coverage.* Please keep in mind, each transaction covered by Courtesy Pay comes with a fee, as outlined in our Fee Schedule. And to keep your account active and in good standing, you’ll need to do the following:
- Bring your account to a positive balance within 30 days of an overdraft
- Avoid reaching your Courtesy Pay limit
- Maintain your obligations with TAPCO
Courtesy Pay isn't guaranteed and the limits are based on your checking account type. So it's important to remain in good standing.
Take a Break from Your Loan Payments
Need a little extra breathing room? Skip a loan payment this month and keep your financial goals on track.
*Debit card purchases and ATM withdrawals require opt-in for Courtesy Pay coverage.
Courtesy fees may apply. View Fee Schedule.